Posted: Mon Jun 15, 2009 9:04 amJohn Mc Tiddler (Dogging Expert) wrote:Mong.
Sir Mong to you.
Sir Mong to you.
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Posted: Mon Jun 15, 2009 9:04 amSir Mong to you.
Posted: Mon Jun 15, 2009 9:09 amWR1 Bro wrote:John Mc Tiddler (Dogging Expert) wrote:Mong.
Sir Mong to you.
My Apologies. Sir(loin) Mong.
Posted: Mon Jun 15, 2009 9:13 amDoes you wife watch Corrie, Eastenders etc?
Posted: Mon Jun 15, 2009 9:27 amCorrie only, why?
Posted: Mon Jun 15, 2009 9:41 amJohn Mc Tiddler (Dogging Expert) wrote:Corrie only, why?
So I know when to start texting you this evening!!
Posted: Mon Jun 15, 2009 10:05 amWR1 Bro wrote:John Mc Tiddler (Dogging Expert) wrote:Corrie only, why?
So I know when to start texting you this evening!!
Cunning... will be Army training tonight so text away...
Weather should perk up at the middle of the week, you BBQ'in again? I'm getting into BBQ's now, love the smell of the cooking and being outdoors too... much better than in the kitchen!!
Posted: Mon Jun 15, 2009 10:28 amI'll wait till Wednesday Corrie to text you.
No BBQ for me this evening. Got some tiling to finish so long as I don't get rained off.
Got a duck to BBQ on Tuesday and a leg of lamb to BBQ on Wednesday. Thursday will be BBQ fish of some description. Probably salmon and/or Sea Bass. Maybe a few shell creatures too.
No BBQ for me this evening. Got some tiling to finish so long as I don't get rained off.
Got a duck to BBQ on Tuesday and a leg of lamb to BBQ on Wednesday. Thursday will be BBQ fish of some description. Probably salmon and/or Sea Bass. Maybe a few shell creatures too.
Posted: Mon Jun 15, 2009 12:11 pmAll if's and but's John, if you have the assets you claim, you'd be the first wealthy man I know who drives about in a scooby !
Posted: Mon Jun 15, 2009 12:25 pmbbigman2000 wrote:All if's and but's John, if you have the assets you claim, you'd be the first wealthy man I know who drives about in a scooby !
No if's and but's pal... Like I said, I'm not in a hurry to sell them because I'm planning for retirement. You ever tried selling 10 properties in one go?
Posted: Mon Jun 15, 2009 12:25 pmbbigman2000 wrote:All if's and but's John, if you have the assets you claim, you'd be the first wealthy man I know who drives about in a scooby !
OMG Glen, you are so off the mark here mate. Beef cake, knuckle head... all coming to the fore!! Note the bravery!!
I know many wealthy people who drive around in snotters. My IFA for one has several substantial properties in the UK alone. His portfolio in property equity would be well in excess of 10million... I believe he has foreign properties too. The cars on his drive are a 2CV and a very old Merc G Wagon...
Posted: Mon Jun 15, 2009 12:25 pmJohn Mc Tiddler (Dogging Expert) wrote:bbigman2000 wrote:All if's and but's John, if you have the assets you claim, you'd be the first wealthy man I know who drives about in a scooby !
No if's and but's pal... Like I said, I'm not in a hurry to sell them because I'm planning for retirement. You ever tried selling 10 properties in one go?
My heart bleeds for you... fooking showoff
Posted: Mon Jun 15, 2009 12:28 pmoh dear, oh dear! 
Posted: Mon Jun 15, 2009 12:28 pmWR1 Bro wrote:John Mc Tiddler (Dogging Expert) wrote:bbigman2000 wrote:All if's and but's John, if you have the assets you claim, you'd be the first wealthy man I know who drives about in a scooby !
No if's and but's pal... Like I said, I'm not in a hurry to sell them because I'm planning for retirement. You ever tried selling 10 properties in one go?
My heart bleeds for you... fooking showoff
I never said I had 10 properties, I asked if he'd ever tried selling 10 in one go....
Posted: Mon Jun 15, 2009 12:30 pmJohn Mc Tiddler (Dogging Expert) wrote:WR1 Bro wrote:John Mc Tiddler (Dogging Expert) wrote:bbigman2000 wrote:All if's and but's John, if you have the assets you claim, you'd be the first wealthy man I know who drives about in a scooby !
No if's and but's pal... Like I said, I'm not in a hurry to sell them because I'm planning for retirement. You ever tried selling 10 properties in one go?
My heart bleeds for you... fooking showoff
I never said I had 10 properties, I asked if he'd ever tried selling 10 in one go....
I've sold 10 of my properties in one go before....
whilst playing Monopoly!
Posted: Mon Jun 15, 2009 12:32 pmFPMSL - Monopoly... that was the main reason for me getting involved in property.... it is a bit harder in real life though You can't just pay £200 to get out of jail
You can't just pay £200 to get out of jail Posted: Mon Jun 15, 2009 4:10 pmYou know why that is bro ?! Cos the rental values are at rock bottom and they cannot afford to fund high end motors, I've got a fair portfolio myself and they are barely paying the mortgages at the moment, if your pal has a net worth of 10mil, then clearly he is doing well, if he has that equity why is he not doing what anyone else would be doing and using it to further invest, lets face it this is prime mop up time.
You can have £50 million in hotels and still be skint, and I use that example as I know somone who has exactly that.
Propety portfolio's are NOT all that at the minute.
You can have £50 million in hotels and still be skint, and I use that example as I know somone who has exactly that.
Propety portfolio's are NOT all that at the minute.
Posted: Mon Jun 15, 2009 4:18 pmbbigman2000 wrote:You know why that is bro ?! Cos the rental values are at rock bottom and they cannot afford to fund high end motors, I've got a fair portfolio myself and they are barely paying the mortgages at the moment.
You can have £50 million in hotels and still be skint, and I use that example as I know somone who has exactly that.
Propety portfolio's are NOT all that at the minute.
You are right bigman, but it does depend on when you bought them (i.e. Auctions...at a price lower than rock bottom!!). Also depends on which one(s) are your "current" address
and what type of mortgage(s) you have as to the rates you are paying!!
All legal, just a few loopholes to expolit.
Residential property portfolio's are NOT all that at the minute for amateurs.
Commercial property is on its arse no matter whether you are seasonsed or amateur!!
Posted: Mon Jun 15, 2009 4:19 pmWell atleast we are in agreement on that John!
Posted: Mon Jun 15, 2009 4:21 pmRespect, Glen
How did this thread go from RS4 beating to property portfolios? I blame Bro
How did this thread go from RS4 beating to property portfolios? I blame Bro
Posted: Mon Jun 15, 2009 4:54 pmNo idea !
He should be the one speaking up for the poor RS4 since he has one!
He should be the one speaking up for the poor RS4 since he has one!
Posted: Mon Jun 15, 2009 7:13 pmBack on topic ....I still need a garage for when the m3 comes
Posted: Mon Jun 15, 2009 7:33 pmWR 1mpostor (aka number 1 moderator) wrote:Back on topic ....I still need a garage for when the m3 comes
who mentioned M3's?? Posted: Mon Jun 15, 2009 10:56 pmbbigman2000 wrote:No idea !
He should be the one speaking up for the poor RS4 since he has one!
My wife has a RS4. I couldn't afford the petrol bill.
As for rental properties... tracker mortgage = party at the moment.
Posted: Tue Jun 16, 2009 10:03 amWR1 Bro wrote:bbigman2000 wrote:No idea !
He should be the one speaking up for the poor RS4 since he has one!
My wife has a RS4. I couldn't afford the petrol bill.
As for rental properties... tracker mortgage = party at the moment.
Hmmmm Tracker Mortgages...
the reason to go premium on BBQ food Posted: Tue Jun 16, 2009 10:19 amJohn Mc Tiddler (Dogging Expert) wrote:WR1 Bro wrote:bbigman2000 wrote:No idea !
He should be the one speaking up for the poor RS4 since he has one!
My wife has a RS4. I couldn't afford the petrol bill.
As for rental properties... tracker mortgage = party at the moment.
Hmmmm Tracker Mortgages...
Nah, always eat nice food... Love food me.
Posted: Tue Jun 16, 2009 10:23 amWR1 Bro wrote:John Mc Tiddler (Dogging Expert) wrote:WR1 Bro wrote:bbigman2000 wrote:No idea !
He should be the one speaking up for the poor RS4 since he has one!
My wife has a RS4. I couldn't afford the petrol bill.
As for rental properties... tracker mortgage = party at the moment.
Hmmmm Tracker Mortgages...
Nah, always eat nice food... Love food me.
I would say "I can tell" but you'd kill me
Posted: Tue Jun 16, 2009 11:42 amJohn Mc Tiddler (Dogging Expert) wrote:WR1 Bro wrote:bbigman2000 wrote:No idea !
He should be the one speaking up for the poor RS4 since he has one!
My wife has a RS4. I couldn't afford the petrol bill.
As for rental properties... tracker mortgage = party at the moment.
Hmmmm Tracker Mortgages...
I'm saving a fortune at the moment myself bro, I would never take anything other than tracker.
Posted: Tue Jun 16, 2009 9:52 pmbbigman2000 wrote:John Mc Tiddler (Dogging Expert) wrote:WR1 Bro wrote:bbigman2000 wrote:No idea !
He should be the one speaking up for the poor RS4 since he has one!
My wife has a RS4. I couldn't afford the petrol bill.
As for rental properties... tracker mortgage = party at the moment.
Hmmmm Tracker Mortgages...
I'm saving a fortune at the moment myself bro, I would never take anything other than tracker.
Had a email from a mortgage broker asking if I wanted a change, i asked for a fixed deal with a cap, they came back with a deal that would cost me £307 per month and AND AND a £2700 premium to take the deal on
As it stands I pay £66 per month ! What do you think my reply was.........
below
F*ck off
Posted: Wed Jun 17, 2009 6:59 amWR 1mpostor (aka number 1 moderator) wrote:
As it stands I pay £66 per month ! What do you think my reply was.........
below
The banks are trying to get more revenue in from Mortgages especially the larger banks by saying that interest rates are going to rise sharply soon.
There are 2 reasons why they won't:
a) All the inflation indicators are below where they want to be by a long way
b) We are still in recession and people are losing jobs and houses being reposessed at a faster rate than the 90's recession!!
Banks are praying on people who want to protect against a sharp rate rise by saying they will "rate match" etc but when you read the small print, this is only where you have 25% equity in the property... when they value your home, they already knock 20% off since last year alone and then you have to have a further 25% on top of this.... basically, you'd have to have a 50% mortgage to stand any chance of getting the BEST rates... but as you said, they still charge you a "booking fee" which, when you work it out... equates to a higher rate anyway...
They are cunning b*stards and you should be really careful.... they have closed all good tracker deals now (I got base rate +0.25%) and are tempting you into good fixed rates to boost their revenues... I can't see interest rates going back to 6% for a few years... there will be a recovery but I think it will be short and there will be another dip a year later... just when the Olympics has passed and we are saddled with the debt of that!!
If you have a good deal at the moment, stick with it!! It'll be a while before it comes around again!!
Posted: Wed Jun 17, 2009 7:25 amJohn Mc Tiddler (Dogging Expert) wrote:WR 1mpostor (aka number 1 moderator) wrote:
As it stands I pay £66 per month ! What do you think my reply was.........
below
The banks are trying to get more revenue in from Mortgages especially the larger banks by saying that interest rates are going to rise sharply soon.
There are 2 reasons why they won't:
a) All the inflation indicators are below where they want to be by a long way
b) We are still in recession and people are losing jobs and houses being reposessed at a faster rate than the 90's recession!!
Banks are praying on people who want to protect against a sharp rate rise by saying they will "rate match" etc but when you read the small print, this is only where you have 25% equity in the property... when they value your home, they already knock 20% off since last year alone and then you have to have a further 25% on top of this.... basically, you'd have to have a 50% mortgage to stand any chance of getting the BEST rates... but as you said, they still charge you a "booking fee" which, when you work it out... equates to a higher rate anyway...
They are cunning b*stards and you should be really careful.... they have closed all good tracker deals now (I got base rate +0.25%) and are tempting you into good fixed rates to boost their revenues... I can't see interest rates going back to 6% for a few years... there will be a recovery but I think it will be short and there will be another dip a year later... just when the Olympics has passed and we are saddled with the debt of that!!
If you have a good deal at the moment, stick with it!! It'll be a while before it comes around again!!
You sound like JP.