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My 1 might have to go!

PostPosted: Thu Jul 23, 2009 9:17 am
by Ferret WR1
Got my insurance renewal and it's near 3k :shock: :shock: :shock:

If I don't get a relistic quote, might be forced to sell the 1 :cry: :cry: :cry:

PostPosted: Thu Jul 23, 2009 9:29 am
by danr55
who's that quote with, and why is it so much, i.e age/driving history etc? Have you tried Keith Michaels?

PostPosted: Thu Jul 23, 2009 9:48 am
by Ferret WR1
danr55 wrote:who's that quote with, and why is it so much, i.e age/driving history etc? Have you tried Keith Michaels?


Admiral. I changed my vehicle part way through my policy as you do, my last car Astra 888 was only £600, only paid extra £400 to change to the Scooby 5 months into my policy. Didn't expect at renewal for it to be this great, was expecting more like 1.5k :?

No I haven't, do you have a contact details?

PostPosted: Thu Jul 23, 2009 9:57 am
by John Mc
Have you tried the usual moneysupermarket website(s) to see a range of quotes? I found that they varied massively!!

PostPosted: Thu Jul 23, 2009 10:01 am
by Ferret WR1
John Mc Tiddler (Dogging Expert) wrote:Have you tried the usual moneysupermarket website(s) to see a range of quotes? I found that they varied massively!!


Not moneysupermarket, but tried confused, vast majority refused due to car and area I believe.

Will try moneysupermarket now...

PostPosted: Thu Jul 23, 2009 10:32 am
by Ferret WR1
Cheapest on moneysupermarket is KwikFit at £2011, starting to get closer to my target. Noticed for the vast majority it says:

"This provider will not quote for cars with modifications."

All I selected was "upgraded brakes", also what do you lot select for car security? I select alarm and immobiliser, don't select tracker as my not enabled due to people on this site saying RAC Trackstar is crap!

PostPosted: Thu Jul 23, 2009 12:12 pm
by WR1 Owner!
you should have a PM :wink:

PostPosted: Thu Jul 23, 2009 12:14 pm
by Micktype WR1
Ferret WR1 wrote:Cheapest on moneysupermarket is KwikFit at £2011, starting to get closer to my target. Noticed for the vast majority it says:

"This provider will not quote for cars with modifications."

All I selected was "upgraded brakes", also what do you lot select for car security? I select alarm and immobiliser, don't select tracker as my not enabled due to people on this site saying RAC Trackstar is crap!


Like the man says--RING KIETH MICHAELS--google him now-- Ask for Gary Moulson--he's your man. Fully understands mods. He owns a scooby himself and is a member of car forums. WHEN he's quoted--THEN ask for WR1oc discount !
As for your tracker--I think EVERYWHERE will require you to send a copy of the tracker cert. Whether its actually rubbish or not is besides the point.

PostPosted: Thu Jul 23, 2009 12:23 pm
by CAVEMAN
agreed with above...I had to enable the tracker to get the policy in the first place.

Whether I actually need it or not didn't matter.

PostPosted: Thu Jul 23, 2009 12:55 pm
by John Mc
Ferret WR1 wrote:Cheapest on moneysupermarket is KwikFit at £2011, starting to get closer to my target. Noticed for the vast majority it says:

"This provider will not quote for cars with modifications."

All I selected was "upgraded brakes", also what do you lot select for car security? I select alarm and immobiliser, don't select tracker as my not enabled due to people on this site saying RAC Trackstar is crap!


The alarm should be "Thatcham Cat 1 Appoved"... I got a cerificate with mine but I think that is the standard WR1 alarm.

PostPosted: Thu Jul 23, 2009 1:58 pm
by danr55
0845 337 3380 is the number for Keith Michaels and ask for Gary Moulson

Tell him you were referred by wr1oc for a discount

let us know how you get on :thumb:

PostPosted: Thu Jul 23, 2009 2:02 pm
by dano17439
and if get get insured with gary he's not worried about the tracker!

PostPosted: Thu Jul 23, 2009 4:29 pm
by Foley
I was getting crazy quotes aswell, kieth michael wouldn't evan give me a quote :shock: Am with the policy shop £1300 fully comp,

PostPosted: Thu Jul 23, 2009 4:55 pm
by Ferret WR1
Thanks, spoke to Gary @ Keith Michaels best quote was £3,700 :(

He said the Manchester postcodes bring high premiums especially mine :cry:

PostPosted: Thu Jul 23, 2009 5:20 pm
by Gee Wr1
:shock: 3k omg! Would be gutting if you have to sell for that reason bud :cry:

Move house :lol:

I just renewed mine for just over £500 & thats a protected no claims policy.

PostPosted: Thu Jul 23, 2009 5:39 pm
by WR 1mposter
dano17439 wrote:and if get get insured with gary he's not worried about the tracker!


Rang Gary yesterday to tell him tracker was not wroking, he said it's not even in the itenary :lol: so cat1 alarm only requirement

PostPosted: Thu Jul 23, 2009 5:40 pm
by WR 1mposter
Ferret WR1 wrote:Thanks, spoke to Gary @ Keith Michaels best quote was £3,700 :(

He said the Manchester postcodes bring high premiums especially mine :cry:


Try A-Plan was with them before KM and they "were" a lot cheaper

PostPosted: Thu Jul 23, 2009 6:13 pm
by danr55
WR 1mpostor (aka number 1 moderator) wrote:
Ferret WR1 wrote:Thanks, spoke to Gary @ Keith Michaels best quote was £3,700 :(

He said the Manchester postcodes bring high premiums especially mine :cry:


Try A-Plan was with them before KM and they "were" a lot cheaper


They "were" cheaper for me too.

Beware though, when it comes to making a claim they are worse than useless :shock:

PostPosted: Thu Jul 23, 2009 7:49 pm
by Azyman
try insuring at a family members address :D

PostPosted: Thu Jul 23, 2009 8:20 pm
by SPIKE LIKE MIKE
MOVE!!!! Manchooster is a craphole...... :wink:

PostPosted: Thu Jul 23, 2009 8:52 pm
by WR1 Bro
Spike "THE LEGEND" Mike XXX wrote:MOVE!!!! Manchooster is a craphole...... :wink:


PMSL... and your neck of the woods is bangin' innit

PostPosted: Thu Jul 23, 2009 9:16 pm
by hightower
3k jesus christ they should wear a mask!!

I have been with Bell insurance and i am with Zurich the now through swinton insurance (agent) i am 750 quid.
good luck dude thats fecking shocking

PostPosted: Thu Jul 23, 2009 9:20 pm
by WR 1mposter
One other thing is how old are you ?

PostPosted: Thu Jul 23, 2009 11:33 pm
by Ferret WR1
Thanks guys, I'm still working on it.

I'm 27, so not that young.

PostPosted: Fri Jul 24, 2009 4:30 am
by STEVIE SCOOBY DEE
WTF 3K for Insurance :shock:

Mine 475 with Elephant and Tracker
is not activated.
I am lucky I have good neighbours
it is the local cop shop.

PostPosted: Fri Jul 24, 2009 5:41 am
by Foley
Ferret WR1 wrote:Thanks guys, I'm still working on it.

I'm 27, so not that young.


That was my problem mate when i said i was 26 the price went through the roof, Thats me with a garage and limited to 6k a year :evil:

PostPosted: Fri Jul 24, 2009 5:59 am
by caperbility
I am also in manchester and pay 650 fully comp with 1 claim.

A plan insuance, had great service from them would use them every time, kieth michaels were mor expensive when i was ringing round.

PostPosted: Fri Jul 24, 2009 7:21 am
by WR 1mposter
Ferret WR1 wrote:Thanks guys, I'm still working on it.

I'm 27, so not that young.


Do you have a DD endorsement :shock:

PostPosted: Fri Jul 24, 2009 10:45 am
by eck
Ferret WR1 wrote:Thanks, spoke to Gary @ Keith Michaels best quote was £3,700 :(

He said the Manchester postcodes bring high premiums especially mine :cry:



WHAT!

PostPosted: Fri Jul 24, 2009 10:47 am
by M9JOC
Foley wrote:
Ferret WR1 wrote:Thanks guys, I'm still working on it.

I'm 27, so not that young.


That was my problem mate when i said i was 26 the price went through the roof, Thats me with a garage and limited to 6k a year :evil:


Im 26 in my own secured garage, with no noclaims and no points £1010.00 a year.